Life insurance that protects YOU

Who is Policy Hero Financial Group?

Policy Hero Financial Group is a modern insurance agency focused on making life insurance simple, accessible, and personalized. We match you with the best coverage options for your unique situation.

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How Much Life Insurance Do I Need?

Answer a few questions to calculate your recommended life insurance coverage based on your unique financial situation.

Quick Questions

Answer these questions to calculate your recommended life insurance coverage based on your unique financial situation.

Personal Information

Age

Gender

Male

Female

Health Status

Do you smoke?

How many years would you want your income replaced if you passed away?

This determines how many years of income your family would need if you were no longer there.

Financial Information

Annual Income

Outstanding Mortgage Balance

Other Debts (loans, credit cards, etc.)

Provide for children's college education

Existing Assets & Coverage

Current Savings & Investments

Existing Life Insurance Coverage

Your Coverage Results

Based on your inputs, here's what you should consider

Baseline Coverage Need

Income replacement (20 years) + debts + education - assets

$1,465,000

Recommended Coverage Options

Term Life

$68/mo

Covers you for 20 years, includes living benefit riders

Coverage: $1,465,000

Whole Life

$1068/mo

Covers you for life, builds guaranteed cash value, includes living benefits

Coverage: $1,465,000

IUL

$667/mo

Covers you for life, builds flexible cash value tied to market index performance, includes living benefits

Coverage: $1,465,000

Adjust Your Coverage

Recommended Coverage:$1,465,000

Coverage Amount$1,500,000

$100,000$20,000,000

Select a plan to view details:

Monthly Premium Comparison

All values shown are illustrations based on your inputs and may vary based on underwriting and policy terms.